Stop Foreclosure and Stay in Your Home “Payments Free” For Years Even Without Government Help

Posted by webmaster on Jan 28, 2012 in Foreclosure | 0 comments

Most of the homeowners that are facing the possibility of foreclosure have discovered that qualify for Obama's mortgage modification program was not as easy as they though it would be. To be precise, about 90% of homeowners have been rejected or never considered for the program.

Thousands of those homeowners have already lost their homes to foreclosure while others are in the middle of the foreclosure process. Some of those homeowners have sought helped and have been able to avoid or delay the foreclosure process. How long you can stay in your home after your lender has filed for foreclosure against you will depend on the fight that you put to your bank.

Some homeowners can delay the foreclosure process for years once their foreclosure process has already started while others have lost their homes in just about a few months. This doesn't have to be this way; there are many techniques and strategies that can be used along the foreclosure process to delay it, even if you don't have enough income to qualify for any government help.

Most of these techniques don't require any expenses from your part and usually you could stay in your house for over two years and in most cases without making even one single mortgage monthly payment. Obviously, you need to know how the foreclosure process work, and what to do in every step of the process in order to do this successfully.

The first step of your fight is to answer the foreclosure Summon once you receive the file notification. If done properly, this technique only could delay the foreclosure process for months. At this point there are different tactics you can use to get your lender to stop the foreclosure temporally.

Other techniques include: To negotiate a repayment agreement with your lender in order to receive more time in exchange, the requesting of a court hearing, rejecting the foreclosure notice, among others techniques.

Again, the time that you will stay in your home after foreclosure will depend on the fight that you put against your lender to delay the process and on your ability to use different aspects of the law in your favor to avoid foreclosure.

Foreclosure is a process and there are ways for you to delay that process and stay in your home mortgage-free for a few years even if you do not qualify for The Obama's Loan Modification Plan or any other Program, even if you have not income at all. Unfortunately, most people don't know about the many tactics and strategies available for fighting foreclosure.

To stop foreclosure and stay in your home is of up-most importance not only because it can potentially save you thousands of dollars, but because it will ensure that you maintain the ability to qualify for future programs.

For more detailed information and for tips and strategies to avoid foreclosure and stay in your home for over two years without making any monthly mortgage payments, go to: How-To-AvoidForeclosure.info Click Here: How To Stop Foreclosure Remember, you can do this without paying for Lawyers, Agencies or for any service at all. Click here to save your home Stay In Your Home.

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For more videos on short sales check out Kevin and Fred on the Short Sale Power Hour. Video for Short Sale Specialists.

Is it Tough to Work with Desert Schools Credit Union on Finishing a Short Sale?

Posted by webmaster on Jan 27, 2012 in Uncategorized | 0 comments

Hello, my name is Kevin Kauffman, I'm with Keller Williams and Group 46:10, one of Phoenix's main real estate teams specializing in short sales. I am here to speak to you today about Desert Schools Federal Credit Union. I get about 2 or 3 calls every week from individuals similar to your self who've been doing analysis on Desert Schools Federal Credit Union and whether or not or not they can do a short sale with them. I got to let you know, Desert Schools has been tough to work with. Over time we have worked with them so many occasions that now we have been capable of construct some relationships there and perceive their process so we can better serve our clients and their members.

Many people come to us as a result of they've heard that it's tough to work with Desert Schools Federal Credit Union and you already know what, that could possibly be true for many people. I consider that we understand their process now and we all know how to best set up our clients for success in a short sale with Desert Schools Federal Credit Union.

So, if that's you and you have got a mortgage with Desert Schools Federal Credit Union, and you want to talk to someone who has got the experience, then give us a call. We've dealt with them multiple instances and we're certain that we will assist you. We've got an nearly 90% success rate, we've closed over 500 short sales now within the last 4 years. Again, I am with Group 46:10, Phoenix's main short sale teams. Give us a call. You can reach us at 480-449-6642 or just fill out a form right here on the web site at Group4610shortsale.com. We'll talk to you soon.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin and Fred, Short Sale Specialists, on the Short Sale Power Hour. Video for Short Sale Specialists.

Are You Concerned About Tax Ramifications In Doing A Short Sale?

Posted by webmaster on Jan 25, 2012 in Uncategorized | 0 comments

Hello, I am Kevin Kauffman. I am part of Group 46:10, one of the nation's leading short sale and real estate teams located right here in Phoenix. Are you having trouble making your mortgage payments or are tired of being upside down on your home loan? We at Group 46:10 can offer you different alternatives to alleviate some of these struggles. As one of the leading short sale teams in the country, we've finalized more than 500 short sales in the past 4 years and have a closure rate of over 90%.

I'm here today to discuss short sales and tax ramifications. One of the worries that we hear quite often from prospective customers is that they would like to do a short sale, but are worried about the taxes they will have to pay after the sale. Perhaps you've heard from other people that have done short sales that there were some tax liabilities and want to find out more.

The Mortgage Debt Relief Forgiveness Act, which expires at the end of this year, allows homeowners, such as yourself, to not pay taxes on the forgiven amount if the property is their primary residence and the selling price is less than $2.5million. If you're thinking about short selling your property, you need to act quickly because the transaction would need to be finalized by the end of 2012 in order to qualify for The Mortgage Debt Relief Forgiveness Act.

Please call us or fill out the form on our website, group4610shortsale.com, to find out more about this act or if you have questions about your particular situation. If you do not qualify for this act, don't let that stop you from short selling your home. We have a couple of other ways to avoid paying taxes as well. A qualified short sale specialist, such as myself and my business partner Fred, can discuss those different options with you.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.

Watch Kevin Kauffman and Fred Weaver of Group 46:10, Short Sale Specialists, on the daily Short Sale Power Hour.

What Are Your Short Sale Options?

Posted by webmaster on Jan 24, 2012 in Uncategorized | 0 comments

Hi, are you considering a short sale but you are not quite certain of what your options are? Well, my name is Kevin Kauffman and I am part of Group 46:10, Phoenix's premiere short sale workforce and Phoenix's premiere short sale team. I am here to let you know that you do have options and I would love to speak to you about them. My team and I have closed over 500 short sales in the last 4 years. We're right here that will help you so when you want any assistance, whether you have got an FHA mortgage or maybe you've got a VA mortgage, we are able to help. Maybe you are not sure as a result of there are completely different rules around FHA and VA loans in comparison with loans with your typical credit union or with Bank of America or Wells Fargo.

Come to the experts and get a free consultation with us. We would love to talk to you about what your options are. We've worked with each financial institution out there. We've worked with over 100 banks. We've handled Fannie Mae and Freddie Mac, and FHA and VA, and anyone and everybody in between and we all know that we are able to help you.

So please give us a call today. You may reach us at 480-449-6642. You can also fill out a form right here on our website. When you’re not on our web site, you can go to us at Group4610shortsale.com. Right here you will get your free short sale decision calculator outcomes as well as request an in particular person meeting. We would love to talk to you about your options and if a short sale is right for you, we would love to assist you. Thanks so much and have an awesome day.

For more information on short sales and how to avoid foreclosure, visit the Group 46:10 blog or you can also contact the Group 46:10 team and get started today.